8
10) Are redundant teachers covered by provincial LTD plan?
Coverage terminates as of date of layoff and would be automatically reinstated upon
recall. If the recall is within 60 working days of the layoff, the pre-existing condition
limitation would not apply. If the recall is 60 working days or later after the date of layoff
the new coverage would be subject to the pre-existing condition limitation.
11) What about those people who've already sent their termination letters in? Are they
going to need to re-submit documents? What documents? Who is going to
contact these people about changes to the LTD plan and the fact that there are
new criteria/thresholds for termination of coverage?
Anyone who does not meet the two termination provisions of the provincial plan (see the
response to questions #5 above) will be re-enrolled in the LTD plan as of November 1,
2013 and is required to pay LTD premiums until they retire or meet the available
termination provisions.
12) Part-time members with less than 0.5 positions - many of them aren't covered
right now and don't want to be covered. Who is going to tell them they're now
covered and explain why?
Membership in the plan is required for all contract teachers. This was explained in the
provincial communications already provided to them.
13) We are doing pension workshops in my local office soon. When are we going to
get termination of coverage forms to demonstrate in the workshops?
Forms have been provided to all ETFO locals. See #5 above to understand the available
termination options.
14) What data/documents do members need to produce in order to qualify for
termination of coverage? Where do members get those documents?
Required documentation is detailed on the termination application form which can be
obtained from your local office or OTIP.
Mandatory Participation During a Leave of Absence (LOA)
1) How does the collective agreement language affect the 24 month leave provision
in the LTD master policy?
If a local collective agreement provides for longer than a 24 month period for allowable
consecutive leaves of absence, the 24 month limitation for mandatory LOA continuation
would be extended to agree with the collective agreement.